Deed Notary

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When is a Deed need to be notarized?

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Any time a piece of real estate changes hands a deed is required, and in most cases, a deed must be notarized. We’ve performed many deed notarizations and work with title companies and realtors, therefore, our service is extremely fast, convenient, and time saving.

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How to transfer Texas real estate?

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In Texas, real estate is transferred by a document called a Deed. A deed transfers property from one or more current owners (grantors) to one or more new owners (grantees).

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  • Locate the most recent deed to the property

    Before creating a deed, it is helpful to have a copy of the most recent deed to the property (the deed that transferred the property to the current grantor). You will need information from this deed, including the legal description and the exact way that the current grantor’s name was worded on the prior deed.

     
  • Create the new deed

    The next step is to create a new deed that meets the requirements of Texas law. Because these requirements are state-specific, it’s best to consult with your realtor or real estate attorney.

     
  • Sign and notarize the new deed

    Each grantor must sign the new deed and have his or her signature witnessed by a notary public, who must acknowledge the deed. In some situations, the grantor’s spouse may also be required to sign the deed.

     
  • Record the deed in the Texas land records.

    The final step is to record the deed in the land records of the Texas county where the property is located. Recording costs and any Texas real estate transfer taxes owed must be paid when the deed is recorded.

Which Deed do you need notarized?

The type of deed that is needed to be notarized will vary depending on the circumstances of the real estate transaction. Real estate buyers and sellers most commonly encounter the following types of deeds:

Used to transfer any ownership that someone (the grantor) has in a piece of property to another party (the grantee), without providing a warranty. The grantor does not guarantee there are no other claims to the property in existence. This is the main reason that Quitclaim Deeds are mostly used to transfer property between family members and spouses.

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A document where the borrower transfers the legal title for its property to a trustee who holds the property in trust as security for the payment of the debt to the lender.

A legal document used to transfer ownership of real property. The grantor is the person transferring the property, and each grantor must sign the deed.

Different types of warranty deeds are used to offer various legal protections to the grantor in the event that there’s a problem or defect with the title once it’s been transferred. Warranty deeds come with different levels of protection and are split into two categories: General Warranty Deeds and Special Warranty Deeds.

A bargain and sale deed typically accompanies homes sold at foreclosure. This type of deed transfers title to the new owner, but it does not warrant against encumbrances. Homeowners who purchase a foreclosed home with a bargain and sale deed may encounter tax liens, problematic easements, or third-party claims to the title. In most cases where this deed is used, a title search and title insurance are recommended.

A mortgage deed works similarly to a deed of trust except that it features 2 parties, the lender and borrower. In these cases, the title in the property is split evenly between the lender and the borrower until the mortgage is paid in full. At that point, the title goes exclusively to the homeowner, who no longer owes any debt.

Getting a deed notarized should be quick and hasslefree

 

As top mobile notaries in Texas we have performed countless deed notarizations. We work all the time with title companies and realtors, making your real estate process seamless and headache-free – saving you time and money!

Call us and see how painless and efficient it is to get a deed notarized for your real estate transaction by an experienced Notary Public such as Right on Time Notary Pros!